"The key to accepting responsibility for your life is to accept the fact that your choices, every one of them, are leading you inexorably to either success or failure, however you define those terms. Some of the choices are obvious: Whether or not to stay in school. Whether or not to get pregnant. Whether or not to hit the bottle. Whether or not to keep this job you hate until you get another better-paying job. Whether or not to save some of your money, or saddle yourself with huge payments for that new car. Some of the choices are seemingly insignificant: Whom to go to the movies with. Whose car to ride home in. Whether to watch the tube tonight, or read a book on investing. But, and you can be sure of this, each choice counts. Each choice is a building block - some large, some small. But each one is a part of the structure of your life. If you make the right choices, or if you make more right choices than wrong ones, something absolutely terrible may happen to you. Something unthinkable. You, my friend, could become one of the hated, the evil, the ugly, the feared, the filthy, the successful, the rich."